Howard Miller, is Vice President at LBW Insurance and Director of the Tech Secure® Division. He holds his CRM (Certified Risk Manager) and CIC (Certified Insurance Counselor) designations and has been a licensed insurance agent since 1996. Mr. Miller brings specialized insurance expertise and risk solutions to the areas of cyber-crime, intellectual property, and technology products and services. Innovation in cyber risk management include customized insurance solutions for banking and technology sectors as well as risk analysis. He frequently delivers presentations on technology insurance and risk management topics for industry groups and executives.